Rates & Insurance
Invest in Yourself
Therapy is an investment in both your present and future self.
Payment Options
Self-Pay
Paying out of pocket is the most confidential way to engage in therapy. Doing so allows you to seek therapy without needing to have a mental health diagnosis or meet “medical necessity”. This allows us to collaboratively decide the frequency, duration and content of our sessions without needing to consider what an insurance company has to say about it.
Out-Of-Network
If I do not accept your insurance, you can pay for services out of pocket, and I will give you a “superbill” (receipt) for services provided that you can submit to your insurance company for possible partial or full reimbursement. This option requires a mental health diagnosis due to insurance being involved.
Insurance
I will continue to accept some insurance through 2026. You are responsible for paying any copay, coinsurance, or contracted rate up front. This option requires a mental health diagnosis and for you to meet “medical necessity” for that diagnosis.
Fees
My fees for weekly sessions are:
$175 for 45 min
$200 for 60 min
$250 for 75 min intake session
My fees for EMDR Mini- and Midi-Intensives are:
$250 for 75 min pre-intensive intake
$325 for 90 min mini-intensive (offered up to 3x/week)
$750 for 3 hour midi-intensive
*Intensive sessions are not covered by insurance. No superbills are provided for this service.
By choosing to pay out of pocket we get to decide…
if therapy is what you need, even if you do not meet criteria for a mental health diagnosis
how frequently or infrequently we meet, allowing for multiple sessions in a week when life gets extra stressful or just continuing to check in monthly or quarterly after you’ve reached your own goals
how long our sessions are, thereby allowing for mini- or midi-intensive work if desired
what and how we talk about in our sessions without concern for ensuring any particular boxes are checked
what, if anything, you want to share about our sessions with others rather than possibly having all of your therapy records open to review by someone at your insurance company
By using insurance, we agree…
that your mental health diagnosis is what our treatment plan and sessions are focused on
that we will only meet for the amount of time (usually 45 min) and frequency (usually weekly or biweekly for a finite period of time) they will allow
that once you are better “enough” - according to them - we will close services
that I will provide them with your treatment plan and/or session notes when requested to show that you are meeting medical necessity
that if they find I or we have not met all of their conditions they will discontinue payment and/or take back money paid for services already provided, leaving you to foot the bill
I am currently in network with:
United/Optum, Aetna and Carelon in all states of licensure
Anthem BCBS in Colorado, Connecticut and Virginia
Out-of-Network Benefits
Some insurances will reimburse you in full or part for therapy. To find out if you have out of network (OON) benefits I recommend you contact your insurance provider and ask:
Do I have OON benefits?
If yes, Do I have a deductible to meet first? If so, how much?
If there is no deductible to meet first, how much will I be reimbursed for CPT codes 90791, 90837, and 90834?
If they say "70% of the allowable amount" or something like that, ask, How much is the allowable amount for each of those codes?
What are the steps to reimbursement? (They might have a specific form to complete online, or want you to email, snail mail, or fax the superbill. This is just a receipt with all the required information that I can provide monthly.)
Good Faith Estimate
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a medical plan or have coverage or eligible for a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost
Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your rights to a Good Faith Estimate, visit www.cms.gov/nosurprises.
